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Is Central Credit Services Calling Y'all?*

Stop The Harassment

You have legal rights. We can help.

Owing a massive debt is a stressful state of affairs that becomes even worse if debt collectors start calling, sending letters and enervating that you pay information technology all at once. You tell them to stop calling you, and they don't heed. Is there any mode to stop the harassment curt of declaring personal bankruptcy?

Aye.

Your Rights Under the FDCPA

Debt collectors tin can be tenacious when trying to collect a debt from you, but no consumer has to tolerate corruption. The Off-white Debt Collection Practices Act, or FDCPA, makes it illegal for tertiary-political party debt collectors to use force per unit area tactics similar the following to collect a debt from you:

  • Calling yous before viii:00 a.m. or after nine:00 p.m. in your time zone
  • Using profane and obscene language
  • Telling your friends and co-workers that you owe money
  • Calling you at your workplace when they know that your employer doesn't allow you to take such calls
  • Refusing to validate the debt and prove that they are authorized to collect it
  • Enervating an corporeality that is not supported past law or the original debt agreement

Company Profile: Fundamental Credit Services

Central Credit Services is a debt collection agency headquartered in Jacksonville, Florida. It was established in 1987, has twenty to 49 employees and is managed by its President, Jerry Eccleston. Files archived at the PACER (Public Access to Court Electronic Records) website confirm that Key Credit Services has been accused of FDCPA violations during certain debt collection attempts.

Alleged Violations against Central Credit Services

(Case one:15-cv-00033-YK from United States District Courtroom for the Middle District of Pennsylvania)

Co-ordinate to PACER**, pn or about November 11, 2014, Pennsylvania residents received a debt collection letter from Central Credit Services, seeking to collect $five,186.46 on behalf of Regional Credence Corp. This debt had been discharged in a Chapter 13 bankruptcy in Feb 2006, so the residents responded to additional collection attempts by hiring a consumer attorney and suing Cardinal Credit Services for the post-obit alleged FDCPA violations:

  • Using unfair and unconscionable means to collect a debt
  • Using oppressive and harassing ways to collect a debt
  • Misrepresenting the legal status of the debt

The matter was afterward dismissed.

Rent an FDCPA Chaser

The telephone number for Central Credit Services is currently listed every bit one-904-724-1800. If yous see it on your caller ID when your phone rings, a debt collector may be trying to contact you. If they try to collect a debt discharged in a previous bankruptcy, hire a consumer chaser. Collecting this type of debt is against the constabulary, and you lot could potentially win $1,000 per FDCPA violation as well as chaser'southward fees, court costs, and any bodily damages. Pushing you over an uncollectible debt could put the agency in debt to you lot instead..

**Case taken from PACER (www.pacer.gov). File number is(Example 1:xv-cv-00033-YK from U.s.a. District Court for the Eye Commune of Pennsylvania)

*Disclaimer:

The content of this article serves only to provide information and should not exist construed every bit legal advice. If y'all file a claim confronting Key Credit Services or any other third-party collection agency, y'all may not be entitled to any bounty.